Most sailors are well aware of the difference between Raster and Vector charts. I have access to both on board plus of course real paper – albeit gradually getting out of date 🙁 I think we are all past having long debates about which format is better. You will probably have huge amounts of storage on your laptop or various USB drives – so long as you archive and backup all those terribly interesting digital photos and videos!.
If you are like me you will just download and store all the charts that you can get your hands on for the waters that you sail. If you are in N American waters then the process is easy. At the very least you can just download the free (vector) NOAA ENCs charts – latest edition notices for paper charts are here –
NOAA Raster Navigational Charts® (NOAA RNCs) are full-color digital images of NOAA’s entire suite of paper charts. NOAA provides weekly updates to the RNCs, which are available for free. NOAA RNCs are official data that can be used in many types of electronic charting systems, including Raster Chart Display Systems (RCDS) and Electronic Chart Display and Information Systems (ECDIS)
Vector charts are more suitable for manipulation by software programs attempting to calculate optimal routing – especially if it comes to manipulating stored data about obstacles; charted dangers or merging charted data with data that you yourself may have stored using the PBG type functionality.